The Housing and Economic Recovery Act of 2008 raised the maximum conforming loan limit in the contiguous United States, the District of Columbia and Puerto Rico to as high as $729,750. Of course, most counties across the country saw much lower loan limits.

Conforming loan limits, which had been raised for many high-cost areas throughout the country to a maximum of $729,750, expired September 30, 2011. Since then, high-balance loans are once again classified as “jumbo” and carry higher interest rates.
With the maximum loan limits lowered, the new FHA loan limit for the Atlanta-Sandy Springs-Marietta, GA MSA are as follows:

For the counties of: Barrow, Bartow,Butts, Carroll, Cherokee, Clayton, Cobb, Coweta, Dawson, Dekalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Haralson, Heard, Henry, Jasper, Lamar, Meriwether, Newton, Paulding, Pickens, Pike, Rockdale, Spalding, & Walton

Before September 2011 = $346,250

After September 2011= $320,850

For more information about this or other real estate topics in the Atlanta, Georgia market visit or call Jim LaVallee at 404-847-9080.

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